Ohio Bankruptcy attorney Scott Ciolek represents clients in Sandusky, Ohio. Our Ohio bankrtupcy firm is dedicated to providing clients with prompt, prepared, and professional representation at an affordable price. Ciolek LTD. is a Debt Relief Agency helping people file for debt relief under the Bankruptcy code. If you would like help deciding whether to file bankruptcy please contact us today for a free consultation. Take the first step towards a fresh financial start by calling (419) 740-5935.

No time to see a bankruptcy lawyer?  Not a problem.

We understand that it's often difficult to take a day off of work or find a babysitter when you're dealing with a financial crisis. That is why our law firm utilizes technology to offer alternative ways of meeting with our clients.  By leveraging the Internet, telephone, e-mail and fax communications, we are able to use our client's time more efficiently.  Of course, if you'd prefer to come in to our office for your appointments, that's fine too.

One flat rate. No Surprises.

Clients often worry about the legal fees associated with hiring a lawyer. Our firm uses an alternative billing system instead of charging an hourly rate. In fact, for most Chapter 7 bankruptcy cases we charge one flat fee. Our clients are not charged for phone calls or questions. Schedule a free consultation and together we'll discuss your situation. You'll leave with a plan and immediately know the bottom line.