Toledo Bankruptcy Attorneys

Clients often worry about the legal fees associated with hiring a lawyer. For most Chapter 7 cases, our firm uses a flat fee system instead of charging an hourly rate. This allows us to focus on results and value, not billable hours. There are a number of costs associated with filing a bankruptcy in addition to the attorney fee, including a filing fee, credit report fee, and credit counseling course fees.  Unlike other bankruptcy firms, these costs are all included in our flat fee.  We also provide added value by offering convenience - consultations can be done by phone, documents exchanged by email, and we work around your schedule.

More importantly, we stand by you through the whole bankruptcy process.  When you retain Ciolek Attorneys at Law we help you decide between Chapter 7 or 13, exemption planning, preparing required documents, deciding to surrender or keep property, attending the Meeting of Creditors, and defending you from creditors that break the law. If this is the representation you want, let's get started. Schedule a free consultation and we'll discuss your situation.  (419) 740-5935.