Bankruptcy Discharge Violations
Are Creditors Harassing You Illegally?
Bankruptcy Discharge Violations – Toledo, Ohio
Sometimes, debt collectors try to collect debts illegally. In fact, lately, it’s been happening more and more. If you have previously filed for bankruptcy and received a discharge, but are still being harassed by a creditor, then you may have a case against them. After you receive a discharge, letters, phone calls, and lawsuits are all illegal. When a creditor continues to harass you after the discharge this is known as a discharge violation and you may have a claim against that company. The bankruptcy discharge is a permanent, federal court order that cancels the debtor’s liability to pay most types of debts.
Creditors and collection agencies that keep trying to collect money after your bankruptcy can be held liable for money damages and can be forced to pay your legal fees. Bill collectors hope that you don’t know your rights and that you’ll eventually pay. Instead, prove them wrong and make them pay.
Schedule a Free Consultation
Whether you filed for bankruptcy with us or another firm, we can help you. Our firm is ready to help clients stop illegal debt collection by creditors and debt collectors. Contact us right now or call (419) 740-5935 to set up a free consultation.
May a husband and wife file jointly under Chapter 7?
A husband and wife may file a joint petition under Chapter 7 using the same set of forms. Only one filing fee is charged for a joint case.
Will a person lose all of his property if he files under Chapter 7?
How long does a Chapter 7 case last?
Chapter 7 Bankruptcy
Chapter 7 Bankruptcy provides one of the quickest ways to get a fresh start and stop the stress of creditor calls, garnishments, and lawsuits.
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy offers property protection and debt discharge in exchange for a commitment to pay back all or a portion of your debts through a payment plan.
Depending on the situation, it may be possible to negotiate modifications with your lender, resulting in a lower interest rate, a lower monthly payment, extending the length of the loan, etc.
How Can We Help?
“We were extremely impressed with the quick response to all questions, calls and emails. Scott was very clear in explaining the process and treated us with the utmost respect.” - Ohio Client