In November 2022, the Justice Department and Department of Education announced a “fairer and more accessible” bankruptcy discharge...
READ MOREFederal Benefits & Wage Garnishments in Ohio
by bkciolek | Jul 24, 2013 | Bankruptcy, Wage Garnishment
Are you worried about your social security, disability, or other federal benefits will be garnished? Many federal benefits are exempt from...
READ MOREWage Garnishments
by bkciolek | Jul 24, 2013 | Bankruptcy
If you don’t pay a debt, a creditor may sue you to collect the amount owed. If they win, the court will enter a judgment against you. The...
READ MOREAlternatives to Bankruptcy
by bkciolek | Jun 2, 2013 | Bankruptcy
Understandably, many people are reluctant to file for Bankruptcy. Sometimes bankruptcy is the best options while other times it’s simply...
READ MOREHow Long Will Bankruptcy Stay on My Credit Report?
by bkciolek | Mar 31, 2013 | Bankruptcy
The results of your bankruptcy case will be part of your credit record for ten (10) years. The ten years are counted from the date you filed...
READ MORECredit Offers After Bankruptcy
by bkciolek | Feb 12, 2013 | Bankruptcy
Beware of Credit Offers Aimed at Recent Bankruptcy Filers “Disguised” Reaffirmation Agreement Carefully read any credit card or other credit...
READ MORE