You must receive budget and credit counseling from an approved credit counseling agency within 180 days before your bankruptcy case is filed....READ MORE
Do I Have to Reaffirm Car Loans, Home Mortgages?
by bkciolek | Apr 21, 2012 | Bankruptcy
If you are behind on a car loan or a home mortgage and you can afford to catch up, you can reaffirm and possibly keep your car or home. If the...READ MORE
What is a Reaffirmation Agreement?
by bkciolek | Jul 15, 2011 | Bankruptcy
Although you filed bankruptcy to cancel your debts, you have the option to sign a written agreement to “reaffirm” a debt. If you choose to...READ MORE
Will Bankruptcy Eliminate All My Debts?
by bkciolek | Jul 11, 2011 | Bankruptcy
Whether filing for bankruptcy will eliminate all of your debts depends on the type of debts you have. By law, some debts are not dischargeable...READ MORE