If your credit report still includes the debt you owed the creditor prior to the discharge, this is may be a violation of law. Your credit report should have a balance of zero for any of the debts included in the bankruptcy discharge. The credit report should be updated to show that the debt was discharged in bankruptcy. The debt collector is breaking the law and you may be able to sue for a corrected report and possibly money damages.
Schedule a Consultation with a Toledo, OH Bankruptcy Attorney
There is no reason to lower your chances to qualify for a new home or car because of debt you no longer owe. Whether you filed bankruptcy with us or another firm, we can help you. Contact us right now or call (419) 740-5935 to set up a free consultation.