Yes.  Your credit score and payment history have no bearing on your eligibility to file bankruptcy.  There are not any rules that require you to be behind on a certain number of bills. Ciolek LTD. has helped many people who have near perfect credit, but when you take a closer look at their finances they are over extended each month.  Oftentimes, clients may have borrowed from one creditor to pay another and the cycle continues.

If you’re struggling month to month, Attorney Scott Ciolek will be happy to help you break the cycle.  Please call 419-740-5935 for a free consultation.