If you don’t pay a debt, a creditor may sue you to collect the amount owed. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you. The creditor can get the funds in a few ways including by ordering your bank to turn over money from your bank account to pay the debt.
Wage garnishment happens when your employer withholds part of your wages to pay your debts. In order for your wages to be garnished the creditor needs to have a court order. Therefore it’s important that you don’t ignore a court summons. If you do, you lose the opportunity to fight a wage garnishment. If you’re wages are already being garnished, our Toledo wage garnishments attorneys can likely put and immediate end to the garnishment by filing for bankruptcy. Also, it’s possible you may be entitled to recover some of the money back.
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